Pet Insurance Basics

If you’re concerned about the potential health care costs involved with owning a pet, then pet insurance may be something you’ve thought about. Here’s a breakdown of the types of coverage available, as well as some helpful tips for choosing the right policy.

Types of Coverage

According to Petsecure.com, pet insurance typically covers: 

Accidents: No pet owner likes to think about it, but accidents can happen. For example, if your dog gets hit by a car, or your cat burns her paw on the kitchen stove, having pet insurance will help to cover the medical expenses.

Illnesses: Just like humans, pets can be afflicted with illnesses such as diabetes or back problems. With a pet insurance plan, if your cat or dog develops a medical condition, the treatment costs will be covered.

Tests and Medications: Pet insurance can also cover the expenses involved with any tests your pet requires such as X-rays, MRIs or CAT scans, as well as hospitalization costs and prescriptions.

Other additional types of coverage include:

Dental Coverage: A dog or cat needs regular dental checkups in order to maintain good oral health. Depending on the type of pet insurance plan you choose, dental costs for your pet, such as an annual teeth cleaning or treating infected teeth and gums, are included.

Preventive Care: If you’re seeking extensive coverage for your furry friend, preventive care includes wellness treatments such as vaccinations, an annual physical exam and spaying/neutering.

Next: Tips for choosing the right policy