10. Always Include Extra Cash In Your Budget—Just In Case
Always include some wiggle room in your budget. “If you’ve got a contract for $127,000 and you can really only afford $127,000, you’re nuts,” says Payne. No matter how good a contractor is, they don’t have X-ray vision—they might find mould, structural issues, plumbing or electrical problems that need to be addressed during your home renovation.